Comment Policy

Comments are welcomed and encouraged on (“I” or “we” or “us” or “our” or “company” or “site” or “website”) and/or any blog or article or story Shyam Chetwani publishes, as you, the reader, are such a huge part of what makes the conversations so special. Shyam Chetwani is dedicated to maintaining this website as a place for open and respectful discussion, so there are a few things that we do not allow, and instances when comments will be edited or deleted. All comments are subject to these Terms of Use and any commenter in violation of this policy may be banned at our sole discretion.

Before commenting, please also consult the Terms of Use, Privacy Policy, Result Disclaimer, Cookie Policy, and Refund Policy which govern all content on, including anything you post in the comments. Accessing this website or leaving a comment indicates acceptance of these policies.

Official Shyam Chetwani Comment Policy

When deciding to comment, please keep in mind the famous words of the great philosopher Aretha Franklin:


We welcome open discussion and disagreement in comments, but rude or personally attacking comments will be deleted. Think of it this way: when you join the discussion on one of Shyam Chetwani’s articles here at, it is like stepping into our premises. We’re glad to have you here and always enjoy good conversation with friends, but if you start acting like a jerk by name calling, insulting other people, or promoting your product or service, we will ask you to leave. Period. My blog, my rules.

Comments Guidelines:

1. Comments that don’t contribute to the conversation, are obviously spam, promotional in nature, or intended for back-link purposes will be deleted and the author banned from future commenting ability.

2. Please use your REAL first name and email address. Do not use a business name, blog name, nickname, initials, or any other fake name when commenting. Failure to do so will cause your comment to be marked as spam, deleted, or edited to conform to these guidelines and your comment will NOT be replied to.

3. Please do not put your personal blog or business website URL in the comment text unless it directly contributes to the comment and/or the conversation taking place, as it will cause your comment to be marked as spam and most likely deleted, or edited to conform to these guidelines. Do not add a website name or URL as your signature, as it will be deleted. If you’ve never left a comment before and your first one includes a link, it will most likely be deleted automatically by the spam filter.

4. Please use proper spelling, grammar, punctuation, and letter casing when commenting. Occasional unintentional mistakes happen (I’m guilty of it too!), but for the sake of comprehension, readability and clear dialog, please make a sincere effort to follow basic English writing decorum. Comments which are unintelligible and/or don’t follow this policy will be edited or deleted to meet these guidelines.

5. Before asking a question in the comments, please read through all of the post’s prior comments to see if your question has already been asked by another reader and answered. If the same or similar question was previously answered, your comment will most likely not be responded to.

6. In accordance with the Terms Of Use and Privacy Policy, please assume that any comment you post on is being posted publicly. By posting a comment on this website or in associated web forums you are giving Shyam Chetwani an exclusive, worldwide, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, perform, and otherwise use your comment in any way that I see fit.

7. The following applies to all comments posted on

a) All Rights Reserved:

We reserve the right to edit, delete, move, or mark as spam any and all comments. We also reserve the right to block access via IP address to anyone or group from commenting, subscribing to, and from accessing for violation of this comment policy.

b) Links:

Comments containing links are automatically held in moderation. Any link included in a comment which is blatantly self promotional (such as linking to a personal or affiliate product or service marketing page) without genuinely contributing to the conversation will be marked as spam and the comment immediately deleted. Repeated attempts will cause the user email and IP address to be blacklisted from commenting further. Links that are relevant and contribute to the conversation within the comments of the blog post may be allowed, but if in doubt, please leave it out.

c) Copyright/Plagiarism:

If notice is received that a comment contains proprietary, copyrighted or plagiarised information, the offending comment will be deleted and the commenter blocked from further commenting ability.

d) Email: 

An authentic, verified, email address is required for commenting and comment subscriptions. Personal email addresses are never published on the blog nor shared with any 3rd party. Your email address may be used by us to privately contact you. By commenting on this blog, you agree that we have the right to contact you via email in response to your comment, and for informational and promotional purposes. You can unsubscribe from our blog comment notifications and email correspondence at any time.

e) Privacy: 

We take your privacy very seriously. Comments and messages containing email addresses, physical mail addresses, phone numbers, and any private or personal information will be edited or deleted to protect the privacy of the affected party. To prevent such editing or deletion, never share private information within blog comments or social media forums.

f) Respect:

Comments which include offensive or inappropriate language, or considered by us to be rude and offensive, will be deleted and the commenter banned from future use. No personal attacks are permitted in this blog’s comments. You may question or argue the content, but not attack the post author, nor any other commenter. Failure to respect fellow participants on this blog will result in removal and blocked access. As a general rule, if you would not say it directly to or in the presence of your mother, grandmother, or two-year-old child, don’t say it to us or another commenter.

g) Relevance:

Please keep all comments on topic and relevant to the post being read. Comments that are an obvious attempt at promotional purposes, intended to gain traffic, backlinks, brand exposure, or increased personal site traffic will be deleted and the commenter will be blocked from further interactions. If you leave a comment or question that is unrelated to the post topic, it will likely go unanswered. If you have a question about a specific talent & business related topic, please search for it using the provided search box. Or you can suggest a topic for a future blog post using the contact form.

h) Spam: 

Any comment deemed as spam will be deleted and marked as comment spam. Commenters who repeatedly post spam will be blacklisted from commenting in the future, and their IP address blocked from accessing

i) Liability: 

All comments within this blog are the responsibility of the individual commenter. By submitting a comment on, you agree that the comment content is your own, and to hold this site, Shyam Chetwani, and all post authors and commenters harmless.

j) Gravatar:

For easiest commenting, please consider signing up for a Gravatar (you can do that by clicking here). This will allow your comment to be approved faster, and allow your picture to automatically display next to your comment.

k) What To Do If Your Comment Does Not Appear?: 

Please be patient. All comments are moderated and are not approved right away. Please do not submit the same comment twice unless you think your original comment was not submitted correctly the first time.

This entire comment policy can be summarized in these simple words:

Be respectful and use common sense

Shyam Chetwani reserves the right to edit any comment as we see fit. If you disagree with any of the above listed guidelines, please refrain from commenting or start your own blog so you can share your opinions with the world.


Please note that since Shyam Chetwani is not a doctor, lawyer or psychology  professional; we are unable to answer any questions related to these topics, even in response to comments and questions. While Shyam Chetwani shares his own personal experience & expertise in the hope of inspiring you to make conscious financial decisions after consulting with a qualified professional, Shyam Chetwani can’t offer any advice for a specific problem or condition, and comments or questions asking medical or legal or psychological advice will not be answered.

Disclaimer: The Financial advice and suggestions in this website are of personal opinion & research done by the Shyam Chetwani. Shyam Chetwani does not hold any responsibility for the advice or strategies given in the website.

The information contained on this website, or provided at your request, is for informational purposes only. No information on is or should be used for the purposes of diagnosing, treating, preventing, or curing any disease.CONTACT US If you have questions or comments about this Comment Policy, contact us at:

Download the Finance Ebook